Fate McKinney


Fate McKinney III, CIC,  is a native of Cordele Ga.  He graduated from Georgia State University  in 1985 with a degree in Business Management / Marketing.  In 1987, he began his insurance career with Metropolitan Property and Casualty (Auto & Home).  In 1994, He joined as an equity partner, Alpharetta General Agency (AGA Insurance) in Alpharetta.  After several years as Personal Lines Manager, he began his commercial insurance career.  In 2000, Fate completed the Certified Insurance Counselors designation, a designation for the Property and Casualty Industry of Knowledge and Commitment.



In 2005, Fate and Steve Lovelace purchased their accounts from their respective agencies and formed Lovelace McKinney Insurance.

Fate has represented both his personal and commercial customers since that time.  Fate has over 28 years property and casualty experience and knowledge to help is customers.

Fate is married to Tonia and they have 3 daughters.

Steve Lovelace

Steve Lovelace.